With improvements in healthcare, diet, and exercise habits, Americans are generally living longer lives and enjoying more active and vibrant retirements. Early retirement has also become more common, thus resulting in many retirees facing the challenge of not outliving their retirement assets.
When you partner with Integrated Financial Management, your road to financial security begins with a Mutual Discovery Meeting. It’s the beginning of a comprehensive fact-finding process that will give us a deep understanding of your goals, your tolerance for risk, and your desired lifestyle.
Bob faced a common question as he prepared to retire from a company that provided him with a defined-benefit pension plan: Would it be more advantageous for his financial future to elect a guaranteed income payout or a lump-sum payment?